Here’s a quick note to let you know how I can help you or anyone you feel comfortable introducing me to.
Home buying or selling is complex – to put it mildly. Experience shows that each process involves upwards of 43 people, 100 to 150 phone calls, reams of paperwork, and each process also offers many opportunities for buyers and sellers to make mistakes. Big mistakes, like not discovering hidden defects in a house before purchasing it, or not staging the home to highlight its best features. I don’t want this to happen to you or the people you care about, and that’s why I created my free report, The 10 Dumbest Mistakes Smart People Make When Buying or Selling a Home – and How to Avoid Them.
The next time you’re in a conversation with a friend, family member or neighbor and they mention they’re thinking of buying or selling, feel comfortable enough to take out your cell phone, look up my number and call me immediately. I’ll send you a copy of my free report so you can help the people you care about make their next move a smart move.
Joe Watson, Your Real Estate Consultant For Life
REMAX Way Real Estate, 617-921-5918
P.S. Even if your friend or family member isn’t moving for several months, this free report will get them thinking now and avoiding mistakes in the future. So be sure to call me. Happy holidays!
Monday, November 29, 2010
Monday, November 8, 2010
Was She Asking For a Handout – Or Just a Hand?
Alice Perley will never forget the day she met Michael Guess – and vice versa.
In December 2002 just before the holidays, 48-year-old Alice wandered into a Tennessee investment office where Michael worked as a broker and told him she had an account with the company. Based on her disheveled appearance, Michael assumed that Alice was homeless. But rather than escort her out the door, he offered her a seat at his desk. He wanted to help her.
Michael asked Alice a few questions. Her answers were vague; she focused on her belief that she had invested money at his company, perhaps through an out-of-state branch. When Michael and another employee offered her money, Alice politely refused it, insisting that she was a client and not a charity case.
On the slim chance that Alice’s story was true, Michael phoned the firm’s Atlanta office where a colleague confirmed that Alice did, in fact, hold an account with the company. But the most astonishing news was yet to come.
The Atlanta office had maintained contact with Alice’s family and revealed that eight years earlier, Alice had suffered a breakdown and disappeared. Her family had been trying to locate her ever since.
The next day, Alice Perley was off the streets and reunited with her family, thanks to an investment broker who took the time to really listen to her. Michael’s take on it? “We’re supposed to help one another and not just walk on by – aren’t we?”
Michael could have sent her on her way; instead he helped her on her way. Here’s to the heroes in all walks of life!
Sincerely,
Joe Watson
Your Real Estate/Mortgage Consultant For Life
P.S. Do you have someone you consider a hero? I’d love to know who and why. Be sure to email me at JosephWatson@Remax.net or call me at 617-921-5918.
In December 2002 just before the holidays, 48-year-old Alice wandered into a Tennessee investment office where Michael worked as a broker and told him she had an account with the company. Based on her disheveled appearance, Michael assumed that Alice was homeless. But rather than escort her out the door, he offered her a seat at his desk. He wanted to help her.
Michael asked Alice a few questions. Her answers were vague; she focused on her belief that she had invested money at his company, perhaps through an out-of-state branch. When Michael and another employee offered her money, Alice politely refused it, insisting that she was a client and not a charity case.
On the slim chance that Alice’s story was true, Michael phoned the firm’s Atlanta office where a colleague confirmed that Alice did, in fact, hold an account with the company. But the most astonishing news was yet to come.
The Atlanta office had maintained contact with Alice’s family and revealed that eight years earlier, Alice had suffered a breakdown and disappeared. Her family had been trying to locate her ever since.
The next day, Alice Perley was off the streets and reunited with her family, thanks to an investment broker who took the time to really listen to her. Michael’s take on it? “We’re supposed to help one another and not just walk on by – aren’t we?”
Michael could have sent her on her way; instead he helped her on her way. Here’s to the heroes in all walks of life!
Sincerely,
Joe Watson
Your Real Estate/Mortgage Consultant For Life
P.S. Do you have someone you consider a hero? I’d love to know who and why. Be sure to email me at JosephWatson@Remax.net or call me at 617-921-5918.
Thursday, October 14, 2010
Getting a Home Loan is Not as Hard as you May Think - Financing Options Are A-Plenty!
Being active in residential real estate for 8 years, I have found that there are many myths and mis-information that has worked its way into the minds of the average consumer in regards to financing the purchase of real estate. Many folks do not think that banks are lending money to regular folks. I am writing to set the record straight. Banks are lending! There are even 100% products still available, incredibly. The only difference is that they are no longer lending unless you can document information and income. NINJA loans are no longer available, No Income, No Job, Approved! So, if you have a job and have income, and you can document this, you may be qualify for a home loan. Pretty simple!
Here is the most popular loan option for many 1st time buyers and a what it takes to qualify:
FHA Loans:
- 96.5% finaning available, 3.5% down payment
- Lenient credit policy, 600 Credit Score
- Primary purchase of Single, 2-4 unit multi family homes and condos
- If relying on rental income from a 2-4 unit properties, 3-4 months reserves is required
- Non-occupant co-borrower allowed as well as gift moneies from family
- Concessions paid by the seller up to 6% of the appraised value
- Option to borrow addtitional funds for a renovation known as 203k loan(very popular right now with the number of short-sale and foreclosure properties on the market).
I will write again soon with more details on the 203k, rehab loan to give you more details, so take a second to sign up for notifications to recieve my blog by email when I publish, which I aim to do with more frequency in the coming year, ideally once or twice a week. Look for the button to click on this page to sign up, very easy.
In the meantime, please do not hesitate to call me if you have a real estate question or a re-financing or financing question as I'm always glad to hear from my customers and clients and offer you my professional advice, at no cost. All I ask is that you remember me when you or a friend, co-worker or family member would like to buy or sell a property... Thanks!
Here is the most popular loan option for many 1st time buyers and a what it takes to qualify:
FHA Loans:
- 96.5% finaning available, 3.5% down payment
- Lenient credit policy, 600 Credit Score
- Primary purchase of Single, 2-4 unit multi family homes and condos
- If relying on rental income from a 2-4 unit properties, 3-4 months reserves is required
- Non-occupant co-borrower allowed as well as gift moneies from family
- Concessions paid by the seller up to 6% of the appraised value
- Option to borrow addtitional funds for a renovation known as 203k loan(very popular right now with the number of short-sale and foreclosure properties on the market).
I will write again soon with more details on the 203k, rehab loan to give you more details, so take a second to sign up for notifications to recieve my blog by email when I publish, which I aim to do with more frequency in the coming year, ideally once or twice a week. Look for the button to click on this page to sign up, very easy.
In the meantime, please do not hesitate to call me if you have a real estate question or a re-financing or financing question as I'm always glad to hear from my customers and clients and offer you my professional advice, at no cost. All I ask is that you remember me when you or a friend, co-worker or family member would like to buy or sell a property... Thanks!
Wednesday, September 22, 2010
Can't Afford To - or - Can't Afford Not To?
Do you know someone who dreams of becoming a first-time homeowner or needs to move into a larger home, but believes they can’t afford it? Are you paying $1400-$2400 per month in Rent? Do you need a larger home but don't think you can afford to move?
With mortgage interest rates at historic lows and a large inventory of houses, for many people there has never been a better time to buy.
The next time you’re in a conversation with a friend, family member or neighbor and they mention that they’d love to stop paying rent and own a home, or their family is growing and they need a larger house, feel comfortable enough to take out your cell phone, look up my number 617-921-5918 and call me immediately. I’ll meet with them to review current mortgage interest rates, what’s important about buying to them, and whether or not buying is a good fit for their financial picture. That first home or larger home is more within reach than many people imagine.
HOMEBUYER WORKSHOP: SEPT 28TH, 6:30-8PM
Learn about foreclosures and short-sales. Learn about 100% Financing, 3% down, 3.5% FHA Loans, 100% VA Loans, Investment and Conventional Loans. Local experts will answer all your questions about Legal Issues, Insurance, Inspections, Closing Costs, Common Buyer Mistakes that cost thousands! Get all your questions answered to take advantage of the opportunities in todays Real Estate market!
Tuesday, Sept 28th 2010, 6:30 - 8pm
Seating Limited – Must RSVP to 1-866-Way-Home (1-866-929-4663)
Dedham Endicott Library – 257 Mt. Vernon St. Dedham MA
With mortgage interest rates at historic lows and a large inventory of houses, for many people there has never been a better time to buy.
The next time you’re in a conversation with a friend, family member or neighbor and they mention that they’d love to stop paying rent and own a home, or their family is growing and they need a larger house, feel comfortable enough to take out your cell phone, look up my number 617-921-5918 and call me immediately. I’ll meet with them to review current mortgage interest rates, what’s important about buying to them, and whether or not buying is a good fit for their financial picture. That first home or larger home is more within reach than many people imagine.
HOMEBUYER WORKSHOP: SEPT 28TH, 6:30-8PM
Learn about foreclosures and short-sales. Learn about 100% Financing, 3% down, 3.5% FHA Loans, 100% VA Loans, Investment and Conventional Loans. Local experts will answer all your questions about Legal Issues, Insurance, Inspections, Closing Costs, Common Buyer Mistakes that cost thousands! Get all your questions answered to take advantage of the opportunities in todays Real Estate market!
Tuesday, Sept 28th 2010, 6:30 - 8pm
Seating Limited – Must RSVP to 1-866-Way-Home (1-866-929-4663)
Dedham Endicott Library – 257 Mt. Vernon St. Dedham MA
Tuesday, September 21, 2010
Monday, September 20, 2010
Win a House from REMAX!
RE/MAX Takes YOU to the House!
RE/MAX of New England will award one deserving winner $500,000 toward the purchase of a new home if the Patriots exceed 75 touchdowns during the 2010/2011 regular season (not including pre-season or playoff games).
Throughout the 2010/2011 season, you can enter to win by writing a 500-word essay describing how a new home will significantly impact your life. A winner will be chosen from a panel of judges and if the New England Patriots score more than 75 touchdowns, the winner will be awarded $500,000 toward the purchase of a new home.
Entry Criteria:
1.Odds of winning depend upon the total number of touchdowns scored by the New England Patriots at the completion of the National Football League's 2010/2011 regular season (not including pre-season or playoff games) and the total number of eligible entries received.
2.Winner must use the prize towards the purchase of a home.
3.Open only to legal US residents of Connecticut, Maine, Massachusetts, New Hampshire, Rhode Island, or Vermont. Individuals must be 18 years of age or older on or before August 1, 2010, to be eligible to participate in this contest. This Contest is void where prohibited or restricted by law. Employees of the Sponsor, NPS LLC, New England Patriots LP, The National Football League, SCA Promotions, Inc. the Sponsor's Franchisees and their Sales Associates, and each of their subsidiaries, affiliates, controlling or related companies, and the immediate families of any of the foregoing, are not eligible to enter.
Sweepstakes sponsored by RE/MAX of New England Promotions, Inc., 8 Strathmore Road, Natick, Massachusetts 01760
and administered by SCA Promotions, Inc., 3030 Lyndon B. Johnson Freeway, Suite 300, Dallas, Texas 75234.
Sweepstakes governed by official rules.
RE/MAX of New England will award one deserving winner $500,000 toward the purchase of a new home if the Patriots exceed 75 touchdowns during the 2010/2011 regular season (not including pre-season or playoff games).
Throughout the 2010/2011 season, you can enter to win by writing a 500-word essay describing how a new home will significantly impact your life. A winner will be chosen from a panel of judges and if the New England Patriots score more than 75 touchdowns, the winner will be awarded $500,000 toward the purchase of a new home.
Entry Criteria:
1.Odds of winning depend upon the total number of touchdowns scored by the New England Patriots at the completion of the National Football League's 2010/2011 regular season (not including pre-season or playoff games) and the total number of eligible entries received.
2.Winner must use the prize towards the purchase of a home.
3.Open only to legal US residents of Connecticut, Maine, Massachusetts, New Hampshire, Rhode Island, or Vermont. Individuals must be 18 years of age or older on or before August 1, 2010, to be eligible to participate in this contest. This Contest is void where prohibited or restricted by law. Employees of the Sponsor, NPS LLC, New England Patriots LP, The National Football League, SCA Promotions, Inc. the Sponsor's Franchisees and their Sales Associates, and each of their subsidiaries, affiliates, controlling or related companies, and the immediate families of any of the foregoing, are not eligible to enter.
Sweepstakes sponsored by RE/MAX of New England Promotions, Inc., 8 Strathmore Road, Natick, Massachusetts 01760
and administered by SCA Promotions, Inc., 3030 Lyndon B. Johnson Freeway, Suite 300, Dallas, Texas 75234.
Sweepstakes governed by official rules.
Monday, January 18, 2010
Can't Afford to - or - Can't Afford Not to?
Do you know someone who dreams of becoming a first-time homeowner or needs to move into a larger home, but believes they can’t afford it? Are you paying $1400-$2400 per month in Rent? Do you need a larger home but don't think you can afford to move?
With mortgage interest rates at historic lows and a large inventory of houses, for many people there has never been a better time to buy.
The next time you’re in a conversation with a friend, family member or neighbor and they mention that they’d love to stop paying rent and own a home, or their family is growing and they need a larger house, feel comfortable enough to take out your cell phone, look up my number 617-921-5918 and call me immediately. I’ll meet with them to review current mortgage interest rates, what’s important about buying to them, and whether or not buying is a good fit for their financial picture. That first home or larger home is more within reach than many people imagine.
HOMEBUYER WORKSHOP: SEPT 28TH, 6:30-8PM
Learn about foreclosures and short-sales. Learn about 100% Financing, 3% down, 3.5% FHA Loans, 100% VA Loans, Investment and Conventional Loans. Local experts will answer all your questions about Legal Issues, Insurance, Inspections, Closing Costs, Common Buyer Mistakes that cost thousands! Get all your questions answered to take advantage of the opportunities in todays Real Estate market!
Tuesday, Sept 28th 2010, 6:30 - 8pm
Seating Limited – Must RSVP to 1-866-Way-Home (1-866-929-4663)
Dedham Endicott Library – 257 Mt. Vernon St. Dedham MA
With mortgage interest rates at historic lows and a large inventory of houses, for many people there has never been a better time to buy.
The next time you’re in a conversation with a friend, family member or neighbor and they mention that they’d love to stop paying rent and own a home, or their family is growing and they need a larger house, feel comfortable enough to take out your cell phone, look up my number 617-921-5918 and call me immediately. I’ll meet with them to review current mortgage interest rates, what’s important about buying to them, and whether or not buying is a good fit for their financial picture. That first home or larger home is more within reach than many people imagine.
HOMEBUYER WORKSHOP: SEPT 28TH, 6:30-8PM
Learn about foreclosures and short-sales. Learn about 100% Financing, 3% down, 3.5% FHA Loans, 100% VA Loans, Investment and Conventional Loans. Local experts will answer all your questions about Legal Issues, Insurance, Inspections, Closing Costs, Common Buyer Mistakes that cost thousands! Get all your questions answered to take advantage of the opportunities in todays Real Estate market!
Tuesday, Sept 28th 2010, 6:30 - 8pm
Seating Limited – Must RSVP to 1-866-Way-Home (1-866-929-4663)
Dedham Endicott Library – 257 Mt. Vernon St. Dedham MA
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